Financial Support for People with Cancer – check out our guest post from Chelsea Montanaro


Cancer

Cancer

When someone is diagnosed with cancer, the emotional impact is overwhelming but the financial impact must also be addressed as soon as possible so that the patient and the patient’s family can make important decisions in an intelligent and organized way. The following financial tips from cancer survivors and their families will help you know where to start. Just know that putting one step in front of the other is the best way to begin this journey.

The following financial resources may be available to you and should be studied:

  1.  Social Security Disability – If the patient is likely to be out of work for an extended time frame and is not presently collecting retirement benefits from social security, disability benefits from social security may be available. If you have questions about social security benefits you can call the disability offices at 1-800-772-1213 toll free. If the patient’s diagnosis is so severe the social security office may push the application through quicker than usual which is known as a Compassionate Allowance Program. This link will give you a list of the diagnoses which are already approved by the government as illnesses which can be “fast-tracked” through the application process.
  2. Medical Outreach Assistance – Call us toll free at 800-215-9896 if you need help with travel expenses or lodging discounts. Our patient advocates very often deal with specialized mesothelioma facilities so you may get assistance from speaking with them  with these and other expenses. These are a great many  benefits that are often available to patients suffering from mesothelioma that are known to our patient advocates by their experience in working with hundreds of patients. Many cancer facilities team up with hotels and other housing options for patients and their families at rates that are discounted to help people. We want to help you so you are not totally overwhelmed. Get help now by speaking with our patient advocates.

  3. Medicare and/or Private Health Insurance – You should make sure you understand your health insurance policy and what it covers. If you are unsure you should set an appointment with your insurance agent to go over the policy whether it is your primary health insurance coverage or your medicare supplement coverage. If you are on Medicare, to determine what it covers and what it does not cover,  refer to The Official U.S. Government Site for Medicare.
  4. Life insurance/Disability insurance programs –  Obtain the important paperwork to confirm insurance is  in existence and what it offers you or limits you to. If you have an agent, they should be happy to assist you in this quest. The National Cancer Institute also suggests other programs that are available to help individuals with asbestos-related diseases which you should look into. American Cancer Society Assistance Health Insurance and Financial Assistance can be available to you through this important website from the American Cancer Society. While this important website will help you greatly understand the financial impact and what you can do about it, we highly suggest that you should the mesothelioma section of this website as an excellent overview on mesothelioma and understanding the disease and we highly suggest a reading of this section for that purpose.
  1. Legal Options – Many patients do not know where to turn but we help our patients find reputable and experienced National Law firms that will advise you of all legal options available to you. After many years of experience and research, we are able to provide you with contacts to National Law Firms who are specializing in mesothelioma. When you contact us, our patient advocates will have them contact you the same day to help you. There are two ways to obtain compensation and we recommended both methods. Asbestos trust finds are the first option and traditional lawsuits against asbestos defendants is the second option. In order to achieve the best result, you should have legal assistance in both types of financial recovery. Powerful corporations who continue to use asbestos well after the dangers of it were documented chose to put their profits ahead of the health of their employees and the public. They should be held accountable. We will have a National Law Firm specializing in mesothelioma contact you the same day to get you the help and information you need. We can even give you several firms for you to choose from.  Our goal is to assist you as much as possible during your time of need.
  2. Types of Compensation – Compensation differs for mesothelioma claims from small sums to millions of dollars. An experienced specialized Law Firm can help you understand your eligibility and the value of your case in terms of compensation.  Our patient advocates can help you find the Law Firm that is the best for you no matter where you live or where you may have been exposed to asbestos. Choosing a Law Firm to represent you is as important to you and your family’s future. You have a right to seek just compensation and to get the best help in doing so. Don’t feel overwhelmed, get help now.

Sources:

https://www.medicare.gov/what-medicare-covers/

http://www.cancer.gov/cancertopics/causes-prevention/risk/substances/asbestos/asbestos-fact-sheet

Cancer – reader our interview with cancer patient, Mavis Nye, who has mesothelioma




Mavis Nye

Mavis Nye

PatientTalk.Org is proud to interview Mavis Nye –a Mesothelioma patient, 67 year old wife and mum diagnosed with mesothelioma in 2008, from  Seasalter, Kent in England

http://www.mesotheliomahelp.org/2013/12/mavis-nye-finds-voice-fights-mesothelioma-community/

You can read Mrs Nye’s blog here http://rayandmave.weebly.com/maves-blog.html

PATIENTTALK.ORG How has Mesothelioma affected your life?

MRS NYE Well, I wasn’t diagnosed for forty-eight years so I had just retired and I was set really. I had bought a motor home and we were going to go camping and then all of a sudden I got fluid in my lung and I couldn’t breathe.

PATIENTTALK.ORG And what has been your treatment journey?




MRS NYE Right, so I had that fluid drained and they drained off seven litres of fluid. They then did a Pleurodesis which is a talcum powder operation that they stick the lining of the lung onto the chest wall so that you can’t fill up with fluid any more. And then I started a cisplatin and a limiter which is the normal one. I managed to get through four of those and I was so ill but I got stable and I got shrinkage. That then grew again after eighteen months and I went on to a trial at Maidstone. That didn’t work and it didn’t stop growing so I had to go back in and have a cisplatin and a limiter but by that time I was too allergic to it. I only took two sessions and we had to stop but I had shrinkage but then it is growing again so I went on to gemcitabine and carboplatin. And that hasn’t worked so I now want fifth line but it isn’t available to me. There is no trial I can have because they are only for phase one or two so there is just nothing for me and I am spending money travelling the country knocking on doors and asking ‘have you got a cure for me?’

PATIENTTALK.ORG And how has it affected your day to day life?

MRS NYE Well I was doing okay but the nerves in my legs were bad, I have to take a nerve blocker and I can’t walk very far now and that is getting less and less because it is poison that they are putting in your body.

PATIENTTALK.ORG And what is your hope for people diagnosed in the future?

MRS NYE Well my hope for people diagnosed in the future really is that this Bill that Lord Saatchi is trying to get through, the Innovation Bill because I say that I should have a phase one trial because why not? I’ve got nothing to lose, I’m terminally ill and so I would like a phase one trial. It might help and I might get another year out of it, it would be lovely because at the moment, I want that Bill today but I could be dead tomorrow.

Cancer Research. Prof Dean Fennell, leading cancer researcher, gets us up to date with the latest cancer and Mesothelioma research


Prof Dean Fennell

Prof Dean Fennell

We are very proud to publish our latest interview with a  leading clinician.  Today we are interviewing  Prof Dean Fennell one of the world’s leading cancer researchers.   Prof Dean Fennell is currently Chair of Thoracic Medical Oncology at the University of Leicester. Top find out more about Prof Fennel and his work please go to his web page – http://www2.le.ac.uk/departments/csmm/people/professor-dean-fennell

In this interview Prof Fennell tells us more about his current research into Mesothelioma.  You can read our previous article on the subject here https://patienttalk.org/calling-the-cancer-community-new-study-harnessing-ground-breaking-science-offers-hope-to-mesothelioma-patients/

PATIENTTALK.ORG What is Mesothelioma and how does it differ from other types of lung cancer?

PROF FENNELL Well Mesothelioma is a cancer that is unique and it is unique because it is one that we know is caused by a specific substance.  Just in the same way that people would associate tobacco with the majority of lung cancers.  Mesothelioma is almost invariably associated with the substance asbestos.  This is a mineral which was used for its phenomenal insulating properties dating back as far as the Romans actually but the problem has been that with the use of asbestos in the 20th Century those individuals that have come into contact with it have been exposed to essentially a carcinogen that causes this disease and it take around thirty years to form.  I suppose the main thing that defines it in terms of how it behaves compared with lung cancer is that this is not a cancer that flies around the body and spreads rapidly to distant parts of the body.  It tends to stay within the chest.  It tends to create a straightjacketing effect around the lung and really the symptoms of this disease are related in part to the fact that this is confined to the chest rather than spreading to say the bone or the brain or other parts of the body.

PATIENTTALK.ORG How common is it?

PROF FENNELL I think this is a problem that we are facing with Mesothelioma.  We are in the wake of an epidemic.  The epidemic is not just a national emergency it’s part of a worldwide problem that we are facing.  Particularly in Europe and this because of the timing I think of the exposure.  The maximum exposure was seen in the order of around thirty or so years ago and when just now we are able to see a dramatic rise in the incidence.  So we see around 200,000 patients a year at the moment.  We think the rate is going to increase over the next decade it may extend beyond that but certainly up until the middle of the 21st Century we anticipate that the numbers will be much higher than historically seen, certainly before the seventies.

PATIENTTALK.ORG What is the typical treatment for Mesothelioma and the typical prognosis?

PROF FENNELL Well there is only one, what we can define as NICE approved standard of care for Mesothelioma.  About ten years ago a trial was conducted and the result of that trial is today’s standard therapy.  This is combination chemotherapy.  Patients will receive usually four to six cycles of that chemotherapy and following that chemotherapy that’s really it as far as the HS goes for many centres because there is no standard of care in the second line we are really guessing at what treatments to offer patients and this is really why we need major advances in terms of new drug based treatments for this cancer.

PATIENTTALK.ORG Can you explain what exactly is a clinical trial?  What the objectives of this study are and the risks involved?

PROF FENNELL In general a clinical trial is the formalised assessment of a new agent and the assessment is very often conducted particularly when wanting to establish how effective the drug is by randomising the drug compared to either the existing standard of care or if there isn’t one to a placebo which matches the experimental medication almost exactly.  So it is impossible for either the investigator or for the patient to know which is which.  It’s only when the analysis of the trial is done that one can work out, de-convolute the data and establish whether the drug was superior to nothing at all.  This is a very important mechanism for validating new drugs and what is considered to be the best standard of care but clinical trials are changing and particularly because our understanding of the cancer is changing dramatically we are now looking at the possibility or certain drugs and we have seen examples of this in lung cancer, examples of drugs that are so effective that a randomised trial simply isn’t necessary.  There is more than enough historical data out there to tell us that a new drug may be far superior to existing standards and therefore eastern US, this is not the case in Europe at the moment but within the US it was possible recently with lung cancer to approve a trial on a very, very small number of patients who were treated with very dramatic effects.

PATIENTTALK.ORG And what is the objective of this particular study?

PROF FENNELL Aside from chemotherapy, maybe four to six treatments of the standard chemotherapy, is the standard of care and when you stop the treatment the cancer comes back.  So the main purpose of this trial is to evaluate a new type of approach for treating Mesothelioma. It’s sort of a two hit approach­.  You have the chemotherapy first of all that gets initial control of the cancer and then you stop the cell that normally causes the cancer coming back, these are the cancer stem cells, you stop them from growing by using a specific stem cell targetting drug and one of the drugs that we are looking at here seems to have that property, that it can target stem cells. In the process of doing this, what you’re doing is targeting a minority of cells within the cancer with low toxicity. As a consequence this drug can be administered and administered until such time as the drug has to stop because the cancer’s grown again but the main objective is to try and see if the cancer can be suppressed for longer. Where this type of approach that’s been looked at in other cancer’s such as lung cancer the results have been very impressive. This has led to a change in practice where maintenance therapy this continuation second hit as it were has been shown to extend benefit for patients.

PATIENTTALK.ORG What would be the risks involved?


PROF FENNELL Well I think risk of any drug trial must always be balanced against the benefits. The risks by and large are always associated with side effects.  Of course many people will be aware that chemotherapy has an associated well recognise constellation of side effects, nausea for example or other unpleasant side effects.  We can do a lot to control those sufficient that patients even in some cases can get back to work or travel that sort of thing whilst they are on chemotherapy.  With a new drug, I think the trend that we are seeing is a very encouraging one that a lot of the new agents seem to be much less toxic, much more tolerable and orally available.  They can be taken as a tablet and as an injection.  So I think the first and most important risk for a patient is what will the drug do to me in terms of harm, in terms of side effects and I think with the drugs that we are looking at in this particular trial I think that’s actually a relatively low risk.  The other risk of course do I get the drug and if I don’t what happens?  This is an inherent part of any randomised study and certainly something patients will always need to consider when entering a randomised controlled trial.

PATIENTTALK.ORG You mentioned the risks are quite low with this one but how are patients, participants protected from harm?

PROF FENNELL With clinical trials of any sort now because of the very significant legislation that’s based around what was termed the EU directive of the trials there is an extremely vigilant monitoring process that takes place to look for side effects, to look for any adverse effects that could arise very early on in the study.  What I think is extremely important is that a drug which is the one that we are evaluating for Mesothelioma or any drug that is going forward into what we would describe as a more advanced trial, randomised trial has been explored extensively in safety testing and so we have a fair understanding of the tolerance of this drug and the safety of the drug before we even enter a trial like this.  Nevertheless as you expand the number of patients who receive the drug there are potentially rare side effects that you are to look for and so the pharmacovigilance process is a very efficient one at detecting and reporting these.

PATIENTTALK.ORG And why should people participate in this study?

PROF FENNELL Well I think the first thing I have to say actually is that I don’t think any patient must participate just to use that term. All clinical trials, all forms of clinical research are really there I think to offer patients an option and the option is whether or not to receive the drug that may or may not, I say may not have an additional clinical advantage over and above the standard of care. Many patients will consider this very carefully and based on what we have mentioned which is the toxicity vs safely issue, the possibility and rational behind whether this is a drug that could work. I think patients will make that choice and patients are always very often given time to make these decisions. What I think is really critical for patients is that they need to be made aware that these options exist in the first place and so providing information about clinical trials – whether it is the one that we are currently involved with or other trials which are ongoing in the UK. I think patients need to know that these exist so that they can get access to what could be life enhancing treatment.

PATIENTTALK.ORG What are the exact criteria you require for the study?

PROF FENNELL Well patients who are being treated with chemotherapy who are in the process of being treated with chemotherapy and who are benefitting from it. What I mean by that is there are maybe a fifth of patients who will have the chemotherapy in whom the cancer is programmed not to respond. These are primary chemo-resistant cancers. Patients who have chemo-sensitive tumours actually have either a response or shrinkage of the cancer or a stable disease. These are the patients who would be eligible for any for any form of maintenance treatment such as the one we are exploring currently. So if a patient is on treatment and feels that things are going well and their doctor feels that things are going well, this is definitely a trial to at least consider.

PATIENTTALK.ORG And what would a participant need to do to take part?

PROF FENNELL I think we are doing our best to communicate with all doctors throughout the country who treat Mesothelioma so that they are aware of the option to enter a maintenance therapy trial but patients should be empowered with the knowledge that these trials exist and if they are keen to know more, certainly find out more. And that can be done through the information resources that are present through Cancer Research UK and in particular Mesothelioma UK. There are people that one can speak to actually through Mesothelioma UK who are more than happy to provide information about for example where the trial is taking place locally.

PATIENTTALK.ORG What one piece of advice would you give to somebody who has been diagnosed with Mesothelioma?

PROF FENNELL I think that this is a devastating diagnosis to receive and although the initial news the patient may receive may be extremely nihilistic; I think it is important to be aware that we do have new trials which are coming, new trials which are presently active.  It is quite clear I think, and the Government supports this notion, that clinical trials associate with better outcomes for patients whether it is through closer monitoring or the actual implementation of new agents and as such patients should not feel that they are not entitled to get access to these. It is something that a patient should really enquire about and that it something that can only be for the greater good. If these trials are positive then the faster we can enrol them, the faster we can get the data, the faster we can get the results and if positive hopefully make these medicines for everybody.

PATIENTTALK.ORG So what is the typical prognosis?

PROF FENNELL Patients are often told that survival following diagnosis of Mesothelioma is about a year. Now that of course will vary between many patients – some may have a much better prognosis than that. We are very interested in trying to understand the genetics behind those sub groups of Mesotheliomas – some can be really quite explosive and grow very very quickly indeed and those are associated with prognosis maybe in the order of several months, maybe even weeks.

Calling the cancer community – New study, harnessing ground-breaking science, offers hope to mesothelioma patients.


  • Study will evaluate a new drug that suppresses cancer stem cells, a ground-breaking new
    Mesothelioma and cancer research

    Mesothelioma and cancer research

    science, as potential new treatment for pleural mesothelioma; an aggressive cancer that affects the lining of the lungs, and is strongly linked to asbestos exposure

  • In the UK, the number of deaths caused by the disease each year is growing and according to latest figures it is the most rapidly increasing cancer amongst women in the UK (3rd most for men)[i],[ii]
  • Despite the UK’s control on asbestos in 1985, the number of mesothelioma patients is set to rise sharply over the coming years as mesothelioma can take between 30-40 years from exposure to asbestos to develop[iii]
  • Mesothelioma is a highly aggressive disease, and even on currently approved treatment, the average survival time is only 12 months[iv]
  • There is no cure; the only approved chemotherapy regimen prolonged life by 2.8 months from 9.1 to 11.9 months[v]
  • Most at risk include builders, construction workers, railway workers, plumbers and gas fitters, dock workers,  electricians, roofers, painters and decorators and other tradespeople, along with their spouses[vi]
  • Lord Saatchi will be presenting his medical innovation bill at a public consultation on Monday 24th at the House of Lords. The bill is designed to enable doctors to innovate new treatments and cures for cancer and other diseases.
  • Should the bill be passed, its aim is to facilitate patients access to innovative treatments and clinical trials , like this one in cancer stem cell suppression.
  • On the International Rare Diseases Day , Friday (28th February). We want to focus the spotlight on the new developments in treatment options for patients fighting mesothelioma . Shifting the attention from the litigation around asbestos to raising awareness of the ongoing and continued research required for this disease.

Pleural mesothelioma, is an aggressive form of lung cancer strongly linked to asbestos exposure, which has very limited treatment options and is associated with poor patient survival, with most having less than a year left to live once diagnosed.iv

Eight leading UK cancer research centres are participating in a ground-breaking new study to evaluate a potential new treatment targeting cancer stem cells, and measure if the life expectancy of these patients could be prolonged. Cancer stem cells are often resistant to conventional chemotherapy, By targeting the cancer stem cells, it is hoped that the growth of the mesothelioma can be slowed or stopped, and a new treatment option for patients could be established. (Trials are taking place at Leicester Royal Infirmary, Addenbrooke’s Hospital, Cambridge, Velindre Hospital, Cardiff, Broomfield Hospital, Chelmsford, Kings College, London and St. Batholomew’s Hospital, London, Wythenshaw Hospital, Manchester and Southampton General Hospital.)

Despite the UK’s control on asbestos in 1985, the number of mesothelioma patients is set to continue to rise sharply as mesothelioma can take between 30-40 years from exposure to asbestos to develop. In the UK, the number of deaths caused by the disease each year has grown to 2,543 in 2010 and it is the most rapidly increasing cancer amongst women in the UK (3rd most for men)[vii],ii

It is estimated that more than 9 out of 10 men and more than 8 out of 10 women with mesothelioma have been in contact with asbestos.vii,[viii]

Most at risk of developing the disease include builders, construction workers, railway workers, plumbers and gas fitters, dock workers, electricians, roofers, painters and decorators amongst other tradespeople and workers who have had exposure to asbestos.vi As the data on the increasing incidence in women show, the demographics are changing as asbestos is found in many places and secondary exposure is considered to be a great risk moving forward.

 

For patients who are diagnosed with mesothelioma, there are very limited treatment options beyond the one chemotherapy approved. By targeting cancer stems cells it is hoped that it will be possible to prolong patient survival and improve quality of life.



[ii] GLOBAL PANORAMA ON MESOTHELIOMA 2009. Laurie Kazan-Allen. Presented at Mesothelioma Symposium Chamber of Deputies. São Paulo, Brazil, November 2009

[iii] Health and Safety Executive (HSE). Mesothelioma in Great Britain 2013. http://www.hse.gov.uk/STATISTICS/causdis/mesothelioma/mesothelioma.pdf

[iv] Cancer Research UK. Statistics and Outlook: http://www.cancerresearchuk.org/cancer-help/type/mesothelioma/treatment/statistics-and-outlook-for-mesothelioma#gen Accessed 08 November 2013

[v] Vogelsang, NJ et al., Phase III study of pemetrexed in combination with cisplatin versus cisplatin alone in patients with malignant pleural mesothelioma. J Clin Oncol. 2003 Jul 15;21(14):2636-44.

[vi]http://www.mesothelioma.uk.com/editorimages/Factsheets/Concerned%20about%20Asbestos%20Exposure%20June%202010%20downloadable.pdf

[vii] Cancer Research UK. Mesothelioma Risks and Causes. http://www.cancerresearchuk.org/cancer-help/type/mesothelioma/about/mesothelioma-risks-and-causes#how   Accessed 27 November 2013

[viii] The Asbestos Center: http://www.asbestos.com/mesothelioma/uk/  Accessed 27 November 2013

 


(An estimated 350-400patients from eleven countries worldwide will participate in the study. In the UK, participants are currently being recruited at eight research centres:

  • Leicester Royal Infirmary, Leicester
  • Addenbrooke’s Hospital, Cambridge
  • Velindre Hospital, Cardiff
  • Broomfield Hospital, Chelmsford
  • King’s College, London
  • St. Bartholomew’s Hospital, London
  • Wythenshaw Hospital, Manchester
  • Southampton General Hospital, Southampton

About Malignant Pleural Mesothelioma

Malignant pleural mesothelioma is an aggressive form of cancer that occurs in the mesothelium, the thin layer of tissue that covers the lungs. Since the 1960s, it has been known that the disease can be triggered by the inhalation of asbestos fibres; an insulating material which was used widely in the building and manufacturing industries up until 1985 when the UK issued a ban on asbestos.vii It is estimated that in the UK more than 9 out of 10 men and more than 8 out of 10 women with mesothelioma have been in contact with asbestos and the number of deaths caused by the disease each year has grown to 2,543 in 2010 and is one of the highest increasing rates of incidence in the world.vii,viii This number is set to continue to rise sharply over the next 20 years, with a peak coming in 2020.vii According to the World Health Organization, a total of 59,000 deaths occur worldwide each year due to mesothelioma. Most mesotheliomas begin as one or more nodules that progressively grow to form a solid coating of tumour surrounding the lung leading to eventual suffocation and death. A high percentage of mesotheliomas contain cancer stem cells which are generally resistant to the currently available treatment options for advanced mesothelioma.

 

Most at risk professions:

  • Carpenters and joiners
  • Boiler, pipe and heating workers
  • Shipbuilding/shipyard workers
  • Navy seamen
  • Dockworkers
  • Laggers and sprayers
  • Mechanics
  • Plumbers and gasfitters
  • Roofers
  • Construction and demolition workers
  • Painters and decorators
  • Electricians
  • Railway workers and coach construction
  • Engineers
  • Power station workers
  • Laboratory and research
  • Asbestos manufacture and sales
  • And the spouses of the at risk professions ( from exposure to their work wear when washing the clothing)

WEBLINKS                  

www.mesothelioma.uk.com

www.cancerresearchuk.org

 

Mesothelioma Awareness Day – September 26th 2013. Find out more about cancer caused by exposure to asbestos.

MESOTHELIOMA

MESOTHELIOMA

Today is Mesothelioma Awareness Day.  2,543 people in the UK were diagnosed with Mesothelioma in 2010 according to Cancer Research UK.  Typically somebody diagnosed with Mesothelioma will be given 10 months to live.

Mesothelioma is caused, very simply, by exposure to asbestos.

Angus Logan (http://maxwellalves.com/angus-logan), accredited personal injury specialist solicitor and  resident partner at the Glasgow office of MAXWELL ALVES told PatientTalk.Org “Mesothelioma is a terrible condition which has affected thousands of workers exposed to asbestos.  It has struck industrial workers from shipyards and factories in some cases years after they stopped work and were happily retired.  It has also affected people in offices and other workplaces who never knew they had even been near asbestos. ”

To find out more about Mesothelioma please have a look at some of the following web sites.

For a more detailed view on planned activities for the day please go to the Meso Foundation site http://www.curemeso.org/site/c.duIWJfNQKiL8G/b.8578113/k.78AF/Mesothelioma_Awareness_Day.htm.

For a patients eye view please send your browser to http://www.mesothelioma.com/heather/awareness/#.UkQSuoako9A and have a look at Heather Von St. James’ inspiring site.